Stewardship & Finance

Stewardship & Finance – Knowledge

Financial Education

Centerpoint Stewardship offers a full range of financial education via our books series, and our personal counselling.

• Automobile
• Auto and Home Insurance: Tools for Understanding and Comparing Companies
• Appliances and HVAC Answers for Making Purchases
• Budgeting Made Easy: Stress Free Money Management
• College Loan Repayment
• Debt Reduction
• Disability Insurance
• Education Cost Reduction
• Education Funding
• Employee Benefits
• Estate Planning
• Government Programs: Are you eligible for help?
• Home Purchase Considerations
• I Never Thought of That: The Essential Guidebook for Entrepreneurs – Outsource Edition
• Keys to Cutting Utility Costs
• Long Term Care
• ObamACAre: A Strategic Response for Individuals and Businesses – Our Middle Class Rescue Plan
• Social Security Planning
• Steps to Keep Your Home: Successful Mortgage Rescue
• Steps to Prosperity: Finding Income Assets
• Strategies to Reduce Your Grocery Bill
• The 411 on Reverse Mortgages
• The A, B, C’s of Life Insurance: Never be Confused Again
• The Importance of Proper Tax Planning

Head over to our store to start, move down to the bottom of this page, or give us a call.

Employee Benefits

Employment compensation can be a little difficult to evaluate at times. It is not just the income, or take-home pay, that needs to be considered. How you use your benefits can add thousands of dollars to your income. I consider employment benefits such as disability income protection, a health plan, a flexible spending plan or a medical reimbursement plan, a retirement plan with matching contributions, and company paid life insurance, part of the package. Additional benefits could include personal loans, supplemental life insurance, professional liability coverage (if appropriate), group or individual long-term care insurance, a vehicle, housing allowance, discounts on products sold by the employer, educational reimbursements, a pre-tax dollar arrangement for adoption, parking or transportation benefits, business expense accounts, travel accounts, moving expense accounts, and pension plans or stock option plans.

Living Expense Management

We have several resources targeted simply on managing regular living expenses. Visit our store to find books on:

• Budgeting Made Easy
• ABC’s of life insurance
• Auto and Home owners insurance
• Keys to keep cutting utility costs
• Strategies to reduce your grocery bill

Large Purchase Strategies

Visit our store to learn about strategies for making large purchases. We have titles on:

• Appliances
• HVAC
• Home purchase considerations
• Automobile Purchase
• Education cost reduction

Government Programs

There are numerous government programs extant today that are supposedly geared towards helping those struggling financially. Learn about these programs, and how to grow from them, rather than be caught in a perpetual cycle of entitlements. Our stores has titles on the following topics:

• Obamacare
• Government programs you are eligible for help
• Social security
• Reverse Mortgages
• Steps to keeping your home; successful mortgage rescue
• Veterans Benefits
• SNAP

College Strategies

There are numerous ways to reduce the cost of college. But the people who have the knowledge of these cost saving measures are the high school administrators and guidance counselors who do not want to lose students and thus lose state funding.  College financial aid officers also know cost saving techniques but have the goal of extracting as much money as possible from the student. Centerpoint Stewardship helps people walk through the process of understanding the ways to reduce education costs.  These methods include employer funding, Post Secondary Education Option (PSEO), financial aid analysis, key jobs that reduce cost, tax strategies, and various funding strategies.

• Education funding
• Education cost reduction

Tax Law

Taxes are complex, so many people hire professionals to complete their taxes. The average individual must know enough about taxes to take in the correct receipts. If you find yourself limited in experience, the next best thing to do is to share your annual budget of expenses with an accountant. At least this way the accountant can see if there are items you may have missed. What this does not do however is to help you plan strategies that can save you tax dollars in the future. Our advisors can assist you in that endeavor.

Available in our store: